Stock Market--A House of Cards?

A few years ago I did an analysis of why the stock market suddenly started to climb. For years it barely grew then in the middle 1980's it took off. My study revealed that its meteorological climb corresponded to the amount of money that was being set aside in IRA's and 401K plans. It had very little to do with the desirability of the investment but was more dependent on "we have all this new money, where can we invest it".
The new money distorted the reality of investing. Dividends no longer took on real meaning--it was the questionable "value" of the stock itself that took on "meaning".
Too, it was a great scam on non-investors caught up in participating in investing through pension plans. Many lost their shirts because of greedy opportunistic brokers and "entrepeneurs".
To be sure, there is money to be made in investing but when you consider that if "investors' and players who live this stuff can lose their shirts it stands to reason that the millions of investors who don't have a clue about investing stand an even less chance of making money on the stock market and are targets for fraud.
I have found that over the years corporations have found more and more ways to get money out of you--check your phone or cable bill for instance. Investing is no different--a fee for this, a fee for that--and they seem to appear out of nowhere, at odd times. You can also thank your government for that too: some watch dog!
I would view the stock market as a house of cards; one that can collapse at any time. What with corporate greed, government neglect, and anarchy growing in the world; it is not the best time to have lot of money out of sight and out of control.